Going abroad is fun, but dealing with money can be tricky. Luckily, India’s UPI system makes it simple for Indians to pay for things even when they’re in another country. Let’s learn more about using UPI while traveling abroad.
Where Can You Use UPI?
Many countries now support UPI payments, including popular destinations like France, UAE, Thailand, and the UK. This means you can use apps like Google Pay, Paytm, and PhonePe to make digital payments while abroad. Whether you’re buying things, eating at restaurants, or paying for services, UPI is a safe and easy way to handle your money.
How to Use UPI Abroad
Using UPI abroad is simple, but it requires a few steps to set up:
Download a UPI-enabled mobile app like Google Pay or Paytm.
Register your Indian bank account details.
Link your account to the app.
Provide the recipient’s details, including their bank account number, BIC, IBAN, and the amount you wish to transfer.
Confirm the transaction, and you’ll receive a confirmation message once it’s done.
It’s important to note that while UPI transactions abroad are convenient, they may still be subject to fees such as foreign exchange charges. Additionally, the availability of UPI services may vary depending on the country you’re visiting.
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Tips for NRIs
If you’re a Non-Resident Indian (NRI) looking to use UPI, the process is slightly different:
Download a UPI-enabled mobile app and register your NRO or NRE account.
Provide your Indian mobile number and bank account details in the app.
Link your account and start making payments to other UPI users in India.
While using UPI abroad offers convenience, it’s essential to stay informed about any fees or charges associated with international transactions. Additionally, keep in mind that the availability of UPI services may vary depending on your location.
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Verdict
UPI has changed how Indians use digital money, both in India and outside. Just follow these easy steps, and you can use UPI while traveling to make your trips easier and more fun.
